Long-Stay Visa
Malaysia My Second Home (MM2H)
A long-stay visa programme for qualifying foreigners, often paired with a Kuala Lumpur property purchase.
What is MM2H?
Malaysia My Second Home (MM2H) is a long-stay visa programme that lets qualifying foreign nationals reside in Malaysia on a multi-year pass. Applicants place a fixed deposit with a local bank, pay a one-time participation and processing fee, and (on every tier) buy a qualifying property, held for 10 years. The 2024 revision removed the old monthly offshore-income requirement. The programme is now built around the deposit and the property purchase.
Programme requirements have changed more than once in recent years and can change again. Treat the information below as a general orientation, not legal or immigration advice. Always confirm current criteria with the official MM2H portal or a licensed immigration consultant before making a decision.
Silver
USD 150,000 deposit · 5 years, renewable
- •Lowest fixed deposit requirement
- •Good entry point for long-stay applicants
- •Pass renews every 5 years
Gold
USD 500,000 deposit · 15 years
- •Deposit minimum lines up with the KL foreign-buyer floor
- •Half the deposit is potentially usable toward the property
- •15-year pass, no renewal mid-hold
Platinum
USD 1,000,000 deposit · 20 years
- •Highest fixed deposit requirement
- •Longest visa validity
- •Only tier that permits work or running a business
| Compare | Silver | Gold | Platinum |
|---|---|---|---|
| Fixed deposit | USD 150,000 | USD 500,000 | USD 1,000,000 |
| Participation fee | RM 1,000 | RM 3,000 | RM 200,000 |
| Published property minimum | RM 600,000 | RM 1,000,000 | RM 2,000,000 |
| Pass length | 5 years, renewable | 15 years | 20 years |
| Work rights | No local employment | No local employment | May work and run a business |
Kuala Lumpur's foreign-buyer floor of RM 1,000,000 applies on every tier, overriding the Silver tier's lower published property minimum.
How the process typically runs
The order and paperwork can differ, so confirm the current sequence with your licensed agent.
- 1
Decide the tier and the budget
Match the tier to how long you want to stay and whether you need work rights. Add up the fixed deposit, the fees and the property, not just the property price.
- 2
Work with a licensed MM2H agent
Applications are submitted through the official MM2H process, normally via a licensed agent. Confirm the agent’s licence and what their fee covers before you pay.
- 3
Prepare and submit the documents
Passport, proof of funds and the other documents the programme asks for. The checklist changes, so rely on the current official list rather than an old one.
- 4
Place the fixed deposit and pay the fees
The deposit sits in a Malaysian bank in your name and the programme’s participation and processing fees are paid. The calculator below adds these up by tier.
- 5
Buy a qualifying property
The property has to meet the tier’s minimum, and Kuala Lumpur’s own foreign-buyer floor of RM1,000,000 still applies. Check tenure, title type and eligibility before paying a booking fee.
- 6
Receive the pass and keep to the conditions
Once approved you receive the multi-year pass. Keep the property for the required holding period and renew or maintain the deposit as the conditions say.
Why buyers pair MM2H with a KL property
Select KLCC and TRX developments carry freehold title with full foreign ownership permitted, and MM2H's own 10-year minimum hold pushes toward the same outcome that Malaysia's exit tax rewards: a foreign seller's Real Property Gains Tax rate drops from 30% to 10% once a property has been held past five years, rather than disappearing. There is no full capital-gains exemption for foreign owners, only a lower rate on a longer hold. For MM2H applicants planning to spend significant time in Kuala Lumpur, owning a well-located freehold unit near an MRT line is often more cost-effective over the medium term than renting.
See the full stamp duty and RPGT rate tables on thestamp duty calculator.
Freehold projects that clear the KL minimum
Residential freehold projects with a starting price at or above RM1,000,000, cheapest first. A starting price is for the smallest unit, so confirm that the unit you want qualifies.
KLCC / Bukit Bintang / TRX
Jewel by Oxley KLCC
by Oxley Rising Sdn Bhd (Oxley Holdings)
- 678–2,185 sq ft
- Up to 4 bed
- Freehold
Price from
RM 1,000,000
KLCC / Bukit Bintang / TRX
Star Residences KLCC
by Alpine Return Sdn Bhd (Symphony Life & UMLand JV)
- 625–2,989 sq ft
- Freehold
- Est. 2022
Price from
RM 1,000,000
KL West / PJ / Subang
Rimbun Saujana Residency
by Saujana Development Sdn Bhd
- 1,173–1,894 sq ft
- Up to 3 bed
- Freehold
- Est. 2027
Price from
RM 1,050,000
RM 836 psf
KL North / Mont Kiara
Majestic @ Kiara Reserve
by Majestic Land Sdn Bhd
- 2,293–4,941 sq ft
- Freehold
- Est. 2029
Price from
RM 1,100,000
KLCC / Bukit Bintang / TRX
Platinum Face Suite 2 KLCC
by Platinum Victory Development Sdn Bhd
- Freehold
Price from
RM 1,100,000
RM 1,349 psf
Centre of KL
Damansara City Residency (DC Residensi)
by GuocoLand (Malaysia) Berhad
- 904–4,478 sq ft
- Up to 5 bed
- Freehold
Price from
RM 1,140,000
Talk it through
Tell us your tier and budget and we will suggest units that qualify.
MM2H: Frequently Asked Questions
What is the MM2H programme?
Malaysia My Second Home (MM2H) is a long-stay visa programme that lets qualifying foreigners live in Malaysia on a multi-year pass. It is built around a fixed deposit with a local bank, a participation fee and the purchase of a qualifying property.
How much is the fixed deposit for each tier?
Silver is USD 150,000, Gold is USD 500,000 and Platinum is USD 1,000,000. Requirements change, so confirm the current figures on the official portal before you commit.
Do I have to buy a property to get MM2H?
Yes. On every tier the programme requires a qualifying property purchase, which has to be held for at least 10 years. The 2024 revision dropped the old monthly offshore-income requirement, so the programme now rests on the deposit and the property.
What is the minimum property price for MM2H in Kuala Lumpur?
Each tier has its own published minimum, but Kuala Lumpur’s foreign-buyer floor of RM1,000,000 applies on every tier and overrides the Silver tier’s lower figure.
Can MM2H holders work in Malaysia?
Only the Platinum tier permits work or running a business. Silver and Gold passes do not allow local employment.
What other costs should I budget for?
Beyond the deposit and the property, budget for the participation fee, the processing fee (RM5,000 per principal applicant), an agent’s fee, and the stamp duty and legal fees on the purchase. Our MM2H calculator adds these up by tier.
What tax applies when a foreigner sells the property?
Real Property Gains Tax for a foreign seller drops from 30% to 10% once the property has been held for more than five years. There is no full exemption for foreign owners, only a lower rate on a longer hold. See the stamp duty calculator for the rate tables.
Is this legal or immigration advice?
No. This page is a general orientation. The programme’s rules have changed more than once and can change again, so confirm the current criteria with the official MM2H portal or a licensed immigration consultant before deciding.
Owner advisory
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